Smart Budget Builder

Take control of your money with our interactive budget planner

Real-time calculations

Personalized advice

Income Information

💰 Monthly Take-Home Income *

💡 Pro tip: Enter your monthly income after taxes, insurance, and other deductions (your actual take-home pay)

Budget Strategy

Follow the proven 50% needs, 30% wants, 20% savings allocation

Allocation Percentages

🏠 Essential NeedsGood Range

50%

🏡 Housing • ⚡ Utilities • 🛒 Groceries • 🛡️ Insurance • 💳 Minimum payments

🎉 Personal WantsBalanced

30%

🎬 Entertainment • 🍕 Dining • 🎨 Hobbies • 📺 Subscriptions • 🛍️ Shopping

💎 Savings & InvestmentGreat!

20%

🚨 Emergency fund • 🏦 Retirement • 📈 Investments • 💪 Extra debt payments

⚠️ Budget Needs Adjustment

Current total: 0% (should equal 100%)

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Enter Your Income

Add your monthly take-home pay to see your personalized budget breakdown